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This giveaway has ended. See the list of winners.

American Express Charge Card Services has offered up 10 Black Flip Ultra Video Cameras for me to give away here on the blog. Yes. 10! Skip to the bottom to find out how to enter yourself into the giveaway.

American Express Charge Cards

What’s a charge card? Charge Cards are different from credit cards. The debt is not revolving credit, it’s a small loan. And you have to pay off the card in full each month. There are some definite advantages to using one of these cards in the way of services. To see more about American Express Charge Cards see my previous post on charge cards.

Flip Ultra Video Cameras

I already have my own Flip Ultra video camera. I love it. It’s perfect for capturing those spontaneous moments. We leave ours lying around the house or in Mrs. PT’s purse. We’ve got a ton of 30 second little moments of little Miss PT’s life captured on that thing. The cameras hold about an hour of footage and they quickly link up with your computer for uploading. It makes sharing your videos really easy.

To give PT Money readers a taste of the types of rewards available through the Membership Rewards program, American Express gave me the opportunity to host my own American Express Charge Card holiday giveaway on PT Money in which 10 of my readers can win one Flip video camera each! Here is how it works:

10 Flip Ultra Giveaway

I’m giving away 10 Black Flip Ultra video cameras. Here’s how to enter the giveaway… there are 2 ways to enter:

#1 - Simply answer this question in the comments section below:

What is the savviest way you have made your money work harder for you this holiday season?

I’ll choose the 5 comments that I think are the best answer and American Express will provide the Flip video camera prizes.

#2 - Via Twitter:

Step 1. If you like what I tweet, follow @ptmoney on Twitter (optional).
Step 2. Simply tweet the following:

Just entered to win 1 of 5 Flip cameras from @ptmoney. Retweet to enter. Rules: http://tinyurl.com/AmexFlipPT

I’ll randomly choose 5 from the tweets and American Express will provide the Flip video camera prizes.

The Giveaway Rules:

• No purchase necessary; void where prohibited
• One entry per person/household; US residents only
• All prizes are provided by American Express.
• Contest ends Thursday, December 31, 2009.
• Flips will be shipped shortly after.

How I’ve Made My Money Work Harder

I’d say the savviest thing we’ve done this season is to buy some things on Craigslist and pay a portion of full price. We purchased a barely used pre-lit Christmas tree for a 3rd of the new price.  It looks great in our living room. We also found some nice, clean toys for little Miss PT’s Christmas presents.

That’s all. Good luck to ya!